Fees:

Our practice is private-pay so that we can provide discreet,, individualized care without the limitations imposed by insurance companies.

This allows for complete confidentiality, flexibility in treatment, and the ability to work at the depth and pace that best supports each client.

Our fee reflects advanced training in trauma and crisis care, years of professional experience, and a commitment to maintaining a small, focused caseload so that every client receives attentive, high-quality care.

We do not accept insurance, however, we are “insurance friendly” and We've partnered with Mentaya, a service that streamlines getting partial reimbursement for your therapy sessions through out-of-network benefits.

See if you qualify for help from Mentaya: https://mentaya.co/checkbenefits/calmharborpsychotherapy

Out-of-network:

Although we do not accept insurance directly, we can provide you with the documentation needed to apply to receive reimbursement for the services provided. Many insurance plans provide partial reimbursement for out-of-network mental health services, and coverage for our services will vary depending on your insurance provider. 

Insurance:

Please contact your insurance company directly to determine your out-of-network coverage for outpatient psychotherapy. Below are helpful questions to ask your insurance provider to determine your out-of-network benefits: 

• Do I need a referral from my primary care physician to see a mental health professional?

• Do I need pre-approval from my insurance company before I can see a mental health professional?

• What is my coverage for out-of-network providers?

• What is my yearly maximum benefit (dollar amount or number of visits)?

• Is there a deductible? 

Cancellation Policy:

You may cancel up to 48 hours before the session with no fee. Less than 48 hours notice will result in a $75 fee. If you do not provide 24-business hours notice of cancellation without an emergency/urgent reason, or do not arrive for your appointment, you will be charged the full fee of the session. Thank you for valuing our time and the needs of other clients.